Fintech, Insurtech and Digital Financial Services

Digitalisation is reshaping operating models that the financial sector had relied on for decades. In recent years we have acted as legal advisers on numerous projects aimed at renewing financial services; our clients include financial institutions as well as service and advisory firms active in the sector.

Our track record includes acting in the registration proceedings of one of the first Hungarian AISP providers, serving as standing legal counsel to several companies working on the renewal of the insurance market, advising on projects innovating onboarding and customer identification processes, and regularly handling the legal aspects of API-driven transaction solutions and electronic payment transactions.

Fintech and electronic payment services

We analyse the business models behind electronic payment solutions, fintech products and related digital financial services. We help determine the regulatory classification of a service, identify licensing or registration requirements, and build the contractual and compliance framework for operation.

Licensing by the Hungarian National Bank and financial regulation

We support clients in licensing and supervisory matters relating to financial services and innovative financial solutions, from licensing strategy through the preparation of the required documentation to legal representation in proceedings before the Hungarian National Bank (MNB).

MiCA and crypto-assets

We advise on the application of the European regulation on crypto-assets and crypto-asset service providers, from the legal qualification of business models through licensing and operational requirements to contractual and compliance documentation.

Financial innovation calls for complex legal support spanning several fields at once: technology, data protection and regulatory compliance. We organise our work so that the client's business objectives are reconciled efficiently with strict financial regulation and supervisory expectations.